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Virtual Access Card

You will be able to use your Virtual Access ATM Card wherever you see the THE EXCHANGE Logo on ATMs across Canada. Whether a bank or credit union, as long as THE EXCHANGE logo is present you can withdraw cash, perform balance inquiries and transfers and make deposits. Best of all, there are no additional surcharge nor convenience fees. All transactions performed on an Exchange ATM in Canada are surcharge free.

To find a location convenient to you click here.

As an added bonus, Exchange ATMs in the United States are also surcharge free in most states.*

Exchange ATMs can be found in all states including Alaska and Hawaii

We are sure you will find this additional service a convenient way to do your banking, seven days a week, 24 hours a day.

* Some state laws may permit surcharges.